Welcome to USDA Mortgage.com!

The United States Department of Agriculture (USDA) has a mortgage guarantee program that operate much like the FHA's mortgage program. Residential and commercial mortgages are made through private lenders with a portion of the loan guaranteed by the USDA should the borrower stop making payments.

To qualify for a USDA loan, a home must be in a rural area and the buyer must meet certain income qualifications. The term rural is used rather liberally in this case and many times areas just outside larger metropolitan areas qualify for USDA Financing. Find out if your area qualifies by clicking here.

One of the major advantages of USDA mortgages is the fact that they require no down payment. They also tend to have favorable interest rates. Learn more about USDA Mortgages from the official site here.